Are You Paying Too Much Council Tax? How To Check And Claim A Refund! – Business and Finance tips and Advice

Are You Paying Too Much Council Tax? How To Check And Claim A Refund!

PPI claims administration companies have discovered a brand new cash making spinner by means of figuring out houses that are within the unsuitable council tax band and providing to make a declare on their behalf. These companies determine potential purchasers by trying to see if any houses on the identical avenue pay greater than their neighbours do. They then chilly name the recognized properties and provide to make a declare for a full refund for all of the years of over-payment, in addition to get them a discount on future council tax payments. This service is normally round 30% of any cash claimed.

One woman was not too long ago contacted by one among these claims administration companies and found that she and her neighbour have been each in the next tax band than the opposite properties on their avenue and will qualify for a full refund. She determined to rent the claims agency and because of this bought an £800 refund! She paid the agency £300 as cost for processing her declare and now pays £10 much less council tax every month. Her neighbour nevertheless determined to research how she might declare the cash herself and found the method was the truth is not too difficult. She additionally managed to get a full refund however retained 100% of the cash she claimed!

How does all of it work?

Each residence in the UK is assigned to a selected valuation band, referred to as council tax which is managed by the Valuation Workplace Company. The most cost effective bands are assigned an ‘A’ grading rising incrementally with the costliest houses being assigned to the ‘I’ band.

For houses based mostly in Scotland and England the valuation band is designated by what the property was price in 1991, not what the property is valued in at the moment’s market. Nonetheless for those who reside in Wales your tax band is assigned utilizing the market worth value of 2003.

So, for those who suspect chances are you’ll be within the unsuitable tax band and because of this are paying an excessive amount of council tax, merely see what your neighbours are paying. In the event you discover there’s a distinction in value however a similarity in property then it might nicely be you might be in for a refund.

Go to ‘’ to see what band your neighbours have been assigned, if certainly there’s a distinction contact an agent on the Valuation Workplace Company and ask them to research your declare. You’ll have to fill in paperwork, however you might be able to doing this your self, you do not want a claims administration firm, which means you get to maintain 100% not simply 70%.

You’ll normally have to attend as much as 30 days in your declare to be investigated, but when the Valuation Workplace Company agrees that an error has been made then your band shall be modified. The service is free, not solely might you get a pleasant lump sum however you may additionally save in your future council tax payments.

Cash Saving Spy is all the time looking out for tactics to save lots of the typical UK household their hard-earned money. We let our guests know in regards to the newest gross sales, free supply provides, promotional codes [] and prime freebie giveaways. We additionally write sensible cash saving articles on the on a regular basis bills most households incur.

Emma Paterson, Director, Cash Saving Spy, []

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